Best annual travel insurance: April International | April's multi trip travel preferred policy is customizable, but benefits often include: trip cancellation coverage up to $5,000; emergency medical expenses up to $50,000; baggage & personal effects coverage up to $1,000; and upgraded options include coverage for missed ports of call and travel delays as well as damage to rental vehicles. (Photo: April International)
Best travel insurance for seniors: AIG | Travel Guard's essential standard policy comes with coverage of trip cancellation up to $100,000, travel medical expenses up to $15,000, emergency evacuation up to $150,000 and lost baggage up to $750. (Photo: AIG)
Best travel insurance for adventure: World Nomads | World Nomad's travel insurance explorer plan covers trip cancellation up to $10,000, $100,000 of medical expense, $500,000 of evacuation coverage and $3,000 for lost baggage. (Photo: World Nomads)
Best value travel insurance: Generali Travel Insurance | Generali's standard travel insurance plan covers 100% of costs for trip cancellations, emergency medical and dental costs up to $50,000, baggage loss up to $1,000 and 24-hour emergency assistance is included. (Photo: Generali)
Best overall travel insurance: Allianz Travel Insurance | Allianz's one trip basic policy covers trip cancellation up to $10,000, emergency medical costs up to $10,000, baggage loss or damage up to $500 and 24-hour hotline assistance. (Photo: Allianz)
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All travel plans come with a level of uncertainty. Whether it’s a cross country road trip or a flight to another part of the world, the potential for something to go wrong is always there. While some people rarely believe an event or accident will disrupt their plans, others lean towards ensuring that they’re covered just in case.
This is where travel insurance comes in. In the event that luggage gets stolen or a weather event results in a delayed flight, travel insurance can act as a buffer from such potential risks. Especially this year as COVID-19 derailed many industries and the ability to travel, travel insurance will likely grow in popularity for those considering traveling in the future.
Like any other form of insurance, there are many options on the market for consumers to take into consideration. With the numerous carriers offering varying policies, it’s worth knowing who is offering what and how it fits into your travel plans. This is why Business Insider created its list of the best travel insurance policies, ranging from the best overall travel insurance to the best travel insurance for seniors.
To choose the best travel insurance, Business Insider combed through the online specifications and customer reviews of travel insurance products on the market. It considered factors such as what kinds of coverage are offered on entry-level policies, the confidence that customers can have in the product (who is underwriting the policies, for example), the satisfaction levels of the customer service, and the value for money on offer.
With this in mind, explore the slideshow above to see Business Insider’s list of the best travel insurance for 2020.
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